Terms of Service
Effective January 1, 2026
These Terms of Service (“Terms”) govern your access to and use of the 3M platform operated by Mullin Capital (“we”, “us”). By creating an account or using the service, you agree to be bound by these Terms.
Eligibility and accounts
You must be at least 18 years old and legally able to enter into a binding contract to use the service. You are responsible for maintaining the confidentiality of your credentials and for all activity under your account.
Acceptable use
You agree not to misuse the service, including by attempting to gain unauthorized access, reverse-engineering non-public components, disrupting operation, uploading malicious code, or using the service for any unlawful purpose. We may suspend or terminate accounts that violate these rules.
Strategies and user content
You retain all rights to strategies, datasets, and other content you upload. You grant us a limited license to host, process, and display that content solely to operate the service on your behalf. You are solely responsible for ensuring you have the right to upload anything you submit.
Not investment advice
The service provides analytics, simulations, and execution tooling for informational purposes. Nothing on the platform constitutes investment advice, a recommendation, or an offer to buy or sell any asset. Past performance is not indicative of future results. Trading digital assets involves substantial risk, including total loss of capital. You are solely responsible for all trading decisions and their outcomes.
Third-party integrations
The service may connect to third-party exchanges, data providers, or infrastructure. We are not responsible for the availability, accuracy, or conduct of any third party, and your use of those integrations is subject to their respective terms.
Fees and billing
Paid plans are billed in advance on the cycle disclosed at signup. Fees are non-refundable except as required by law. We may change pricing with at least 30 days’ notice; changes take effect at the start of your next billing period.
Intellectual property
The 3M platform, including all software, branding, and documentation, is owned by Mullin Capital and protected by applicable intellectual property laws. These Terms do not grant you any right to our trademarks or proprietary technology beyond the limited license to use the service.
Disclaimers
The service is provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the service will be uninterrupted, error-free, or meet your specific requirements.
Limitation of liability
To the maximum extent permitted by law, Mullin Capital and its affiliates are not liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or trading losses arising from your use of the service. Our aggregate liability for any claim will not exceed the amounts paid by you to us in the 12 months preceding the claim.
Termination
You may cancel your account at any time. We may suspend or terminate access for violation of these Terms, non-payment, or for any other reason at our discretion. Provisions that by their nature should survive termination will survive.
Governing law
These Terms are governed by the laws of the jurisdiction in which Mullin Capital is organized, without regard to conflict-of-law principles. Any dispute will be resolved in the courts of that jurisdiction, unless otherwise required by applicable consumer-protection law.
Changes to these terms
We may update these Terms from time to time. Material changes will be communicated by email or through the platform. Continued use after the effective date of any update constitutes acceptance of the revised Terms.
Contact
Questions about these Terms can be directed to j@mullincap.com.